14 banks. Real-time balance data. No BAI2 lag.
Cashvyne connects to your bank accounts via direct API where available and encrypted SFTP as fallback. Balances refresh every 15 minutes — not once daily.
Two ways to connect. Both read-only.
Cashvyne never initiates transactions. All connections are read-only balance and transaction reporting feeds.
Direct API (Preferred)
For banks offering corporate treasury APIs: Cashvyne calls the intraday balance and transaction endpoints directly. Data refreshes every 15 minutes. Setup requires bank admin credentials and API key provisioning — typically complete in 1 business day.
Encrypted SFTP (Fallback)
For banks without API access: Cashvyne connects to your bank's SFTP server to retrieve BAI2 or MT940 statement files as they are generated — typically every 1-2 hours. We parse and normalize the data automatically.
Read-only. Encrypted. Audited.
Read-Only Credentials
Cashvyne requests only reporting/inquiry level access. It cannot initiate payments, approve transactions, or access loan or credit products.
TLS 1.3 in Transit
All data in transit uses TLS 1.3 with forward secrecy. SFTP connections use SSH key authentication — no password-based auth.
AES-256 at Rest
Balance snapshots and transaction records are encrypted at rest using AES-256. Encryption keys are managed through a dedicated KMS, separate from application databases.
Connect your first bank in under 48 hours.
Cashvyne's onboarding team walks your IT and treasury staff through the setup process step by step.
Request Access